Working Capital Loan

💼 Working Capital Loan

A Working Capital Loan is a short-term financial solution that helps businesses manage their day-to-day operational expenses. It ensures smooth cash flow to cover immediate needs such as inventory purchase, salaries, vendor payments, rent, and utility bills—without disrupting your business operations.

Whether you’re running a small shop, manufacturing unit, or service business, a working capital loan keeps your business moving forward when cash flow is tight.

✅ Key Features of Working Capital Loan:

• Loan Amount: ₹1 Lakh to ₹50 Lakhs (depending on turnover & financials)

• Loan Type: Secured or Unsecured

• Tenure: 12 to 60 months (short-term & medium-term)

• Interest Rate: Attractive & competitive

• Processing Time: Quick approval and disbursal

🔹 Common Uses of Working Capital Loan:

• Purchasing raw materials or inventory

• Paying staff salaries & overhead costs

• Managing seasonal demand or supply gaps

• Clearing outstanding payments to vendors or suppliers

• Expanding business capacity temporarily